01Cash flow from Day 1
Real Estate Services
Six services that pay the bills before a brick is laid.
- 3–5% on every deal
- 8–12% on managed portfolios
- USD short-let arbitrage
- 2% diaspora concierge fee
Kampala · Nairobi · Kigali · Dar · Dubai · New York
Building the Dubai of East Africa, one township at a time.
Real estate, construction, and HomeSure, our landlord dashboard. One operator. Three engines.
1,500+
Units landlords manage on HomeSure
From a single dashboard
2.4M
Uganda housing deficit
140K-unit annual gap
8
Active revenue streams
Services · Construction · Platform
$15M+
Year 7 revenue target
East Africa scale
◆Uganda housing deficit · 2.4M units◆HomeSure · rent collection on mobile money◆Annual supply gap · 140,000 units◆Diaspora remittances · $1.2B+ annually◆AfCFTA · 90% intra-African tariffs eliminated◆Median age · under 16 years◆Kampala growth · 5%+ annually◆Average rental yield · 8 – 14%◆Construction cost · among Africa's lowest◆DFI capital · 5 – 8% vs 22% bank rate◆Uganda housing deficit · 2.4M units◆HomeSure · rent collection on mobile money◆Annual supply gap · 140,000 units◆Diaspora remittances · $1.2B+ annually◆AfCFTA · 90% intra-African tariffs eliminated◆Median age · under 16 years◆Kampala growth · 5%+ annually◆Average rental yield · 8 – 14%◆Construction cost · among Africa's lowest◆DFI capital · 5 – 8% vs 22% bank rate
Why now
Uganda’s housing crisis is the clearest market signal in East Africa.
2.4M unit deficit. 200K demand vs 60K supply. 20M urban residents by 2035. 8–14% yields. The numbers speak for themselves.
Uganda’s property market is informal and trust-poor. $1.2B in diaspora remittances has no credible digital channel.
Jolems is the registered operator with a live platform and a capital plan that side-steps Uganda’s 22% bank rate.
Read the market thesisSource: UBOS · MoLHUD · Knight Frank
Market indicators2024 – 2025
2.4M units
Housing deficit
200K units
Annual demand
60K units
Annual supply
140K units
Annual gap
20M
Urban population by 2035
Annual gap: 140,000 unmet units a year. Closing 0.1% of it is a billion-shilling business.
The three engines
One company. Three engines.
Services fund Day 1. Construction builds the stock. HomeSure runs the landlord.
02Building East Africa's housing stock
Construction & Development
Five phases. Residential, PBSA, townships, logistics, green.
- Zero upfront land cost
- 30% off-plan deposits in escrow
- DFI at 5–8% vs 22% banks
- Retain 20–30% as rentals
03Built for landlords
HomeSure Platform
Rent on autopilot. Tenants screened. Deposits safe. One dashboard.
- MTN MoMo, Airtel and M-Pesa rent
- Paperless KYC, leases, statements
- Deposits safe in escrow
- One dashboard per portfolio
HomeSure platform
Everything a landlord needs in one dashboard.
Rent on mobile money. Tenants screened. Deposits in escrow. Leases on a phone. One system, instead of WhatsApp and paper.
Live · Helping landlords today
Protected deposits
Tenant deposits held in escrow. Never on a personal phone.
Digital leases
Lease templates signed on a phone. Stored forever.
Rent on mobile money
Tenants pay over MTN MoMo, Airtel Money or M-Pesa.
Tenant KYC
National ID and passport scans verified instantly.
Multi-unit dashboard
Every unit, lease and payment in one view.
Construction strategy
Five sequential phases. Compounding capital each time.
Residential funds PBSA. PBSA funds townships. Townships seed the REIT. Every phase de-risks the next.
Phase 01Year 1 – 3
Affordable Mid-Market Residential
Kira · Naalya · Namugongo · Wakiso
20–60 unit blocks at UGX 80–150M. Funded by off-plan deposits and diaspora equity.
- Land-for-equity JV, landowners contribute land
- 60% two-bed · 30% one-bed · 10% three-bed
- 8–10% yield on the 20–30% retained rental units
- 30% off-plan deposits in HomeSure escrow
Phase 02Year 2 – 4
Purpose-Built Student Accommodation
Makerere · Kyambogo · Nkumba
24–80 room blocks beside major universities. 13–14% yields. Alumni-fundable.
- 40-room block: UGX 168M annual revenue on UGX 600M build
- Year 3 unlevered ROI: 28%
- Alumni diaspora pipeline, emotional + financial fit
- 1 block per zone Year 2 → 3–5 per zone by Year 5
Phase 03Year 3 – 5
Mixed-Use Township Development
Gayaza · Mukono · Bweyogerere
2–5 acre townships with retail, homes, school and clinic. Premium income subsidises affordable units.
- 30% market-rate · 50% mid-market · 20% affordable
- Anchor school + clinic on every site
- Government PPP framework via UIA + Lands
- Transforms Jolems from developer to community builder
Capital architecture
A staircase of capital, each rung de-risks the next.
Seed proves the model. Off-plan and diaspora fund Phase 1. Series A scales it. DFI underwrites green. A REIT returns liquidity.
01Month 3 – 12
Seed
UGX 75M · $20K
Team of three, Kampala office, first landlords on HomeSure, first deals closed.
Discuss this stage02Year 2 – 3
Series A
$2.5M
Platform marketing, first PBSA blocks, Kenya and Rwanda groundwork.
Discuss this stage03Year 3 – 5
DFI / Impact
$10 – 20M
IFC, AfDB and AFD green tranches at 5–8%. A structural cost advantage.
Discuss this stage04Year 5 – 7
REIT / USE
$50M+
USE listing. Public liquidity for diaspora and institutional shareholders.
Discuss this stageAlso in the architectureOff-Plan Pre-Sales, UGX 2–4B / projectDiaspora Equity, $200K – $2MLand JV Equity, Land value
Why Jolems wins
Nine structural advantages, six are already irreversible.
A registered operator. A live landlord platform. A capital plan that beats the 22% bank rate.
HomeSure for landlords
Rent, tenants, deposits and statements, in one dashboard.
Registered company
Sign contracts, hold property, raise regulated capital from Day 1.
Escrow trust weapon
Solves deposit fraud. Earns 1–2% per transaction.
Zero-capital construction
Off-plan, land JV and diaspora equity. No 22% bank loans.
Mobile money native
MTN MoMo, Airtel and M-Pesa carry 75% of Ugandan transactions.
Diaspora capital pipeline
$1.2B+ in remittances. HomeSure is the bridge.
From the founder
“Every Ugandan landlord deserves a system that collects rent on time, protects their deposits and respects their time. HomeSure is that system, and it is here today.”
J
Founder & CEO
Jolems Property Solutions Ltd
Build with us
Build East Africa’s Dubai with us.
Registered operator. Live platform. 2.4M-unit deficit. The next decade belongs to operators already in market.