Jolems Property Solutions is a registered Ugandan operator combining real estate services, construction and the live HomeSure platform — closing a 2.4 million-unit housing deficit and creating institutional-grade real estate exposure for global capital.
96/100
HomeSure production score
Live, deployable today
2.4M
Uganda housing deficit
140K-unit annual gap
8
Active revenue streams
Services · Construction · Platform
$15M+
Year 7 revenue target
East Africa scale
A 2.4 million-unit deficit. Two hundred thousand units of demand a year against sixty thousand of supply. Twenty million urban residents by 2035. Yields of 8–14% in a region where the median age is under sixteen. The numbers are not subtle — and they are accelerating faster than every formal developer combined can respond.
For a generation, Uganda’s real estate market has been informal, fragmented and trust-poor. Land titles are contested, deposits disappear, and diaspora capital — over $1.2 billion in annual remittances — has no credible digital channel into the asset class it most wants to own.
Jolems was built for this exact moment. A registered operator with a live PropTech platform, a five-phase construction roadmap and a capital architecture that side-steps Uganda’s 22% bank rate entirely. The window is open. We are already inside it.
2.4M units
Housing deficit
200K units
Annual demand
60K units
Annual supply
140K units
Annual gap
20M
Urban population by 2035
Annual gap: 140,000 units of unmet demand every single year. At Jolems’ Phase 1 unit economics, closing one tenth of one percent of that gap is a billion-shilling business.
Real estate services fund operations from Day 1. Construction creates the housing stock Uganda desperately needs. HomeSure provides the technology infrastructure that makes every service, every project and every investor more efficient than any competitor can achieve.
Brokerage, property management, valuations, short-let, land subdivision and diaspora concierge — six services that fund operations before a brick is laid.
Five sequential phases from affordable mid-market residential to PBSA, mixed-use townships, AfCFTA logistics and certified-green smart infrastructure.
A live full-stack PropTech platform — escrow, e-signatures, mobile money, OCR KYC, multi-unit management — built before raising a single dollar.
Ten modules, three mobile-money rails and a 99.9% uptime SLO — all built before raising a single dollar. HomeSure is the operating system every Jolems engine runs on, and the moat no Ugandan competitor can copy in under eighteen months.
Multi-party deposit holding with approvals, dispute resolution, and immutable audit trail.
Digital lease templates with sequential and parallel signing and document hashing.
MTN MoMo, Airtel Money, M-Pesa via Flutterwave — full integration.
National ID, passport and title-deed extraction with KYC and fraud prevention.
Units, meters, utility billing, service charges — a full SaaS landlord product.
Affordable mid-market residential funds purpose-built student accommodation. PBSA funds mixed-use townships. Townships seed the AfCFTA logistics REIT. Every phase is designed to be the last project we ever raise traditional debt for.
Kira · Naalya · Namugongo · Wakiso
Build 20–60 unit apartment blocks at the UGX 80–150M sweet spot for Uganda's working middle class. Funded entirely through off-plan pre-sales (30% deposits in HomeSure escrow) and diaspora JV capital.
Makerere · Kyambogo · Nkumba
24–80 room hostel blocks within 1 km of major universities. Across Africa's 1,331 higher-ed institutions, only 30% of student demand is met. PBSA generates 13–14% yields and unlocks alumni-led diaspora capital.
Gayaza · Mukono · Bweyogerere
2–5 acre mini-townships: ground-floor retail, residential apartments, primary school, clinic and green space. The cross-subsidy model funds affordable units with premium and retail income — Kigali Vision City and Kenya AHP playbook.
Bootstrap and seed prove the operating model. Off-plan deposits and diaspora equity fund Phase 1. Series A scales the platform. DFI capital underwrites green at-scale construction. A REIT listing returns liquidity to early backers. Eight stages, one architecture.
UGX 75M · $20K
A small, intentional first cheque to staff a team of three, open the Kampala office, ship HomeSure to production and close the first brokered and managed deals.
Discuss this stage$2.5M
Platform marketing, the first wholly-Jolems PBSA blocks at Makerere and Kyambogo, and regional groundwork for Kenya and Rwanda.
Discuss this stage$10 – 20M
Green affordable housing tranches from IFC, AfDB and AFD at 5–8% — a structural cost-of-capital advantage in a market where banks lend at 22%.
Discuss this stage$50M+
Anchor industrial and PBSA assets seeded into a Uganda Securities Exchange listing — public liquidity for diaspora and institutional shareholders.
Discuss this stageCompetitors can write a business plan. They cannot write back the eighteen months and two hundred thousand dollars it takes to build a 96/100 production platform. Every day Jolems is in market, the gap widens.
A competitor needs $200K+ and 18 months to reach 96/100. Jolems is already there. The head start compounds every day.
Jolems can sign contracts, hold property, employ staff and raise regulated investment from Day 1. Most competitors are informal.
Deposit fraud is Uganda's biggest real estate pain point. HomeSure escrow solves it — and earns 1–2% per transaction doing it.
Off-plan pre-sales + land JV + diaspora equity. We start projects without 22% bank loans — a structural margin advantage.
MTN MoMo, Airtel and M-Pesa cover 75%+ of Ugandan transactions. Bank-only competitors miss the majority of the market.
$1.2B+ in remittances flow home annually with no trusted digital property channel. HomeSure is the bridge.
“We built HomeSure before we raised a single dollar — because in a market this trust-poor, capital follows evidence, not aspiration. Every line of code is a promise we have already kept.”
Founder & CEO
Jolems Property Solutions Ltd
A registered operator. A live platform. A 2.4 million-unit deficit. We are raising patient capital from investors who understand that the next decade in African real estate belongs to the operators already in market.
