Escrow System
Multi-party deposit holding with approvals, dispute resolution, and immutable audit trail.
Role — Holds all off-plan buyer deposits — builds buyer trust and funds construction phases.
Ten production modules, three mobile-money rails, full multi-party escrow, OCR-grade KYC and a 99.9% uptime SLO — already live, already deployable. HomeSure is the operating system every Jolems engine runs on, and the moat that turns a real estate operator into a regional platform business.
Production score
96 / 100
Modules
10
Payment rails
3
Uptime SLO
99.9%
HomeSure is not a roadmap or a Figma file. It is a deployed full-stack platform — web, mobile and API — scoring 96 out of 100 on its production readiness audit. Every module described on this page exists today, has been tested, and can be put in front of a real landlord, a real diaspora investor and a real off-plan buyer this week.
Property dashboard
Naalya Heights · Block A
Active units
142
Escrow held
UGX 4.2B
Pending KYC
8
Off-plan deposit · Unit A-204
MTN MoMo · 11:42
Rent collection · Unit B-117
Airtel Money · 10:08
Milestone release · Phase 1 slab
Escrow · 09:31
Every module on this list is in production today. Together they replace ten separate point solutions — escrow services, KYC vendors, e-signature SaaS, payment aggregators, listing portals, landlord software — with a single integrated platform that the whole Jolems operating model runs on.
Multi-party deposit holding with approvals, dispute resolution, and immutable audit trail.
Role — Holds all off-plan buyer deposits — builds buyer trust and funds construction phases.
Digital lease templates with sequential and parallel signing and document hashing.
Role — All construction sale contracts and leases signed digitally — zero paper.
MTN MoMo, Airtel Money, M-Pesa via Flutterwave — full integration.
Role — Off-plan installments, rent collection, contractor disbursements.
National ID, passport and title-deed extraction with KYC and fraud prevention.
Role — Verifies buyer identity and land titles before any construction begins.
Units, meters, utility billing, service charges — a full SaaS landlord product.
Role — Manages every completed rental unit in every Jolems development.
Listings portal, geospatial search, saved searches, price alerts.
Role — Markets construction projects and pre-sells units before ground is broken.
Investment opportunities, fund tracking, USD returns and quarterly reports.
Role — Channels diaspora capital into construction projects — primary funding source.
Certifications, commissions, deal tracking and training modules.
Role — Manages the Jolems agent network selling off-plan units across the country.
AI price recommendations, demand heatmaps and neighbourhood intelligence.
Role — Identifies optimal construction locations and correct price points per area.
Multi-service health checks with 99.9% uptime SLO.
Role — Ensures platform reliability for institutional investors and buyers.
Mobile money carries more than 75% of Ugandan transactions and the overwhelming majority of rent payments. HomeSure was built on those rails from day one. Bank transfers and cards are also supported — but the everyday default is the wallet already in every tenant’s pocket.
Uganda · 60% market share
Direct API integration for off-plan deposits, monthly rent collection and contractor disbursements. Reconciles automatically into HomeSure escrow.
Uganda · regional reach
Second rail across Uganda and the wider Airtel Africa footprint. Critical for tenant collections in markets where MTN is the minority operator.
Kenya · Tanzania · regional
Pan-African coverage via Flutterwave aggregation — the same checkout works across every East African mobile-money rail and major card scheme.
Real estate is a trust business. Every architectural choice in HomeSure is biased toward verifiable, auditable, defensible — the foundations DFIs, regulators and large landlords look for before they sign.
Every deposit, milestone release and dispute is recorded on an immutable audit log. Buyers, developers and DFIs see the same source of truth in real time.
National ID, passport and title-deed extraction with automated KYC scoring — fraud-proofing the on-boarding flow that the rest of the Ugandan market still does on paper.
All buyer, tenant and transaction data is stored in compliant regional infrastructure — institutional-grade controls aligned with Uganda’s Data Protection Act.
Multi-service health checks, automated failover and a published service-level objective. The reliability profile institutional capital and large landlords expect.
The next four quarters move HomeSure from internal operating system to commercial platform: production deploy, app stores, the first hundred paying landlords and the first white-label deployment outside Uganda.
Hardening the public release: production hosting, custom domain, observability stack and a formal incident runbook. The platform leaves staging for good.
iOS and Android binaries on the Apple App Store and Google Play. Diaspora investors carry HomeSure in their pocket; landlords in their dashboard.
First commercial cohort — 100 paying landlords, 1,500+ units under management, the dataset that proves the SaaS business inside the operating company.
First regional partner deploys a HomeSure-powered platform under their own brand. The technology becomes a second revenue line beyond Jolems’ own deals.
Operators in Kenya, Rwanda, Tanzania and beyond can deploy a fully-branded HomeSure under their own banner — escrow, mobile money, KYC and landlord dashboards configured for local rails. From signed term sheet to live deployment in under sixty days.
A 30-minute live walk-through with the engineers and operators who built it. See the escrow ledger, the mobile-money flow, the landlord dashboard and the diaspora portal — running with real data, on the production environment.