Investor relations

Capital architecture engineered to compound.

The product is built. The company is registered. The market is waiting. We are raising to launch — not to build. Below is the full capital story: stages, forecast, use of funds, partner pipeline and the risk dashboard.

Year 1 revenue

$170K

Year 5 revenue

$4.05M

Year 7 revenue

$13.3M

Year 7 EBITDA

$6.1M

The opportunity

A registered operator with a built product and a structural moat.

The standard objection to African real estate is execution risk: too much paper, too little governance, no audit trail. Jolems neutralises that objection with HomeSure — a 96/100 production-ready PropTech platform that escrows deposits, verifies titles, signs leases and generates landlord statements automatically. Every diligence question becomes a dashboard screenshot.

The capital plan is engineered to never depend on Uganda’s 22% commercial bank rate. Off-plan pre-sales, diaspora equity, land-for-equity JVs and DFI tranches at 5–8% provide a structurally cheaper cost of capital than every competitor in the market. The same projects are simply more profitable in our hands.

Year 1 revenue of $170K becomes Year 5 revenue of $4 million and Year 7 revenue of $13 million, compounding through three engines simultaneously. The exit envelope is a REIT or USE listing between Year 5 and Year 7, with a target raise of $50 million+ on the back of an institutional-grade portfolio of mid-market rentals, PBSA, and AfCFTA logistics assets.

Funding roadmap

Eight stages. None of them require expensive bank debt.

The capital strategy is engineered around a single principle — never rely on the 22% Ugandan commercial lending rate.

Stage

Bootstrap

Timing

Now – Month 3

Amount

UGX 5–10M

Use of capital

Domain, hosting, App Store, legal registration

Stage

Seed Round

Timing

Month 3 – 12

Amount

UGX 75M / $20K

Use of capital

Team of 3, office, HomeSure go-live, first deals

Stage

Off-Plan Pre-Sales

Timing

Year 2

Amount

UGX 2–4B / project

Use of capital

Phase 1 construction — 30% buyer deposits in escrow

Stage

Diaspora Equity

Timing

Year 1 – 3

Amount

$200K – $2M

Use of capital

Equity for Phase 1 + 2 via HomeSure portal

Stage

Series A

Timing

Year 2 – 3

Amount

USD $2.5M

Use of capital

Platform marketing, PBSA construction, regional prep

Stage

Land JV Equity

Timing

Year 2 – 5

Amount

Land value

Use of capital

Zero land acquisition cost — landowners equity in project

Stage

DFI / Impact Capital

Timing

Year 3 – 5

Amount

$10–20M

Use of capital

Green affordable housing fund — IFC, AfDB, AFD

Stage

REIT / USE Listing

Timing

Year 5 – 7

Amount

USD $50M+

Use of capital

Public capital markets — Uganda Securities Exchange

Financial forecast

Seven years. Three engines. Compounding.

Figures in USD thousands unless marked otherwise. Forecast assumes seed funded by month 12 and Series A by month 30.

Metric	Y1	Y2	Y3	Y4	Y5	Y6	Y7
Services ($K)	145	255	420	680	950	1,400	2,100
Construction ($K)	0	120	380	820	1,600	2,900	4,800
HomeSure Platform ($K)	25	80	280	700	1,500	3,200	6,400
Total Revenue ($K)	170	455	1,080	2,200	4,050	7,500	13,300
Gross Margin (%)	62%	55%	52%	50%	49%	48%	50%
EBITDA ($K)	24	82	245	680	1,450	3,200	6,100
Units Managed	50	180	440	850	1,600	2,800	5,000
Units Developed (cumulative)	0	60	240	560	1,120	2,020	3,520

Use of seed funds

UGX 75M. Five line items. Twelve months.

The seed round is a launch round — we are not raising to build the product because the product is already built.

Production hosting + domain

UGX 8M

App Store + Google Play submission

UGX 4M

Founding team — 3 hires, 6 months

UGX 36M

Marketing + first client acquisition

UGX 18M

Legal + AREA-Uganda + UIA registration

UGX 9M

Capital partners

Institutions we are aligning with.

IFC (World Bank Group)

Green affordable housing in Sub-Saharan Africa — $5–50M tranches.

African Development Bank

SUDAP urban development programme; affordable housing priority.

Agence Française de Développement

Uganda incremental housing programme — $199.5M (2025–2028).

Shelter Afrique Development Bank

Housing finance lines + Uganda Mortgage Refinance Company.

NSSF Uganda

Affordable housing PPPs; actively seeking development partners.

UN-Habitat

Incremental housing and slum upgrading grants.

Risk dashboard

The honest answers.

We do not minimise risk in investor materials. We design around it.

Risk	Probability	Mitigation
Land title fraud	High in Uganda	HomeSure OCR + URSB title search before any acquisition. Legal counsel on retainer.
Construction cost overruns	Medium	Fixed-price contractors, phased construction, never break ground without 100% Phase 1 funded, 10% contingency.
Off-plan buyer default	Medium	HomeSure escrow holds deposits — released only on construction milestones. Penalty clauses.
22% bank lending rates	Certain — structural	Off-plan + diaspora equity + land JV — bank debt only for Phase 4 industrial with institutional tenants.
Currency / inflation on materials	Medium	70%+ local sourcing. USD-denominated diaspora returns.
Platform competition	Low Y1–3	Full feature set built before any rival starts. Landlord lock-in in first 24 months.
Regulatory shifts	Low–Medium	UIA licence + AREA-Uganda + Lands engagement keeps Jolems aligned.
Slow diaspora conversion	Medium	Build a track record on the first project. Personal relationships + HomeSure transparency dashboard.

Request the data room

Confidential investor materials, on request.

Submit the form. Our investor relations team will respond with the data room link, latest financial model and a 30-minute call slot.

Diaspora portal

Bring your capital home — properly.

USD-denominated returns. Quarterly reports. On-demand video walk-throughs. End-to-end management on your behalf. Two percent concierge fee.

Capital today. Communities forever.

Co-build East Africa's housing infrastructure.

Seed, Series A, project equity, diaspora, DFI or REIT — there is a structured way to participate.

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