01
Stage
Bootstrap
Timing
Now – Month 3
Amount
UGX 5–10M
Use of capital
Domain, hosting, App Store, legal registration
Investor relations
Capital architecture engineered to compound.
Registered operator. Live platform. Raising to grow landlords, scale management and expand the platform.
Year 1 revenue
$170K
Year 5 revenue
$4.05M
Year 7 revenue
$13.3M
Year 7 EBITDA
$6.1M
The opportunity
A registered operator already helping landlords, and a structural moat.
HomeSure neutralises execution risk. Escrow, KYC, digital leases, automated statements. Diligence becomes a dashboard screenshot.
Off-plan deposits, diaspora equity, land JVs and DFI tranches at 5–8%. We never need the 22% bank rate.
$170K Y1 → $4M Y5 → $13M Y7. Exit: REIT or USE listing in Years 5–7, $50M+.
Funding roadmap
Eight stages. None of them require expensive bank debt.
One principle: never rely on the 22% bank rate.
02
Stage
Seed Round
Timing
Month 3 – 12
Amount
UGX 75M / $20K
Use of capital
Team of 3, office, HomeSure go-live, first deals
03
Stage
Off-Plan Pre-Sales
Timing
Year 2
Amount
UGX 2–4B / project
Use of capital
Phase 1 construction, 30% buyer deposits in escrow
04
Stage
Diaspora Equity
Timing
Year 1 – 3
Amount
$200K – $2M
Use of capital
Equity for Phase 1 + 2 via HomeSure portal
05
Stage
Series A
Timing
Year 2 – 3
Amount
USD $2.5M
Use of capital
Platform marketing, PBSA construction, regional prep
06
Stage
Land JV Equity
Timing
Year 2 – 5
Amount
Land value
Use of capital
Zero land acquisition cost, landowners equity in project
07
Stage
DFI / Impact Capital
Timing
Year 3 – 5
Amount
$10–20M
Use of capital
Green affordable housing fund, IFC, AfDB, AFD
08
Stage
REIT / USE Listing
Timing
Year 5 – 7
Amount
USD $50M+
Use of capital
Public capital markets, Uganda Securities Exchange
Financial forecast
Seven years. Three engines. Compounding.
USD thousands unless marked. Assumes seed funded by Month 12, Series A by Month 30.
| Metric | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 |
|---|---|---|---|---|---|---|---|
| Services ($K) | 145 | 255 | 420 | 680 | 950 | 1,400 | 2,100 |
| Construction ($K) | 0 | 120 | 380 | 820 | 1,600 | 2,900 | 4,800 |
| HomeSure Platform ($K) | 25 | 80 | 280 | 700 | 1,500 | 3,200 | 6,400 |
| Total Revenue ($K) | 170 | 455 | 1,080 | 2,200 | 4,050 | 7,500 | 13,300 |
| Gross Margin (%) | 62% | 55% | 52% | 50% | 49% | 48% | 50% |
| EBITDA ($K) | 24 | 82 | 245 | 680 | 1,450 | 3,200 | 6,100 |
| Units Managed | 50 | 180 | 440 | 850 | 1,600 | 2,800 | 5,000 |
| Units Developed (cumulative) | 0 | 60 | 240 | 560 | 1,120 | 2,020 | 3,520 |
Use of seed funds
UGX 75M. Five line items. Twelve months.
Seed funds the team and the launch. Onboard landlords, close first deals.
01
Production hosting + domain
UGX 8M
02
App Store + Google Play submission
UGX 4M
03
Founding team, 3 hires, 6 months
UGX 36M
04
Marketing + first client acquisition
UGX 18M
05
Legal + AREA-Uganda + UIA registration
UGX 9M
Capital partners
Institutions we are aligning with.
IFC (World Bank Group)
Green affordable housing in Sub-Saharan Africa, $5–50M tranches.
African Development Bank
SUDAP urban development programme; affordable housing priority.
Agence Française de Développement
Uganda incremental housing programme, $199.5M (2025–2028).
Shelter Afrique Development Bank
Housing finance lines + Uganda Mortgage Refinance Company.
NSSF Uganda
Affordable housing PPPs; actively seeking development partners.
UN-Habitat
Incremental housing and slum upgrading grants.
Risk dashboard
The honest answers.
We don't hide risk. We design around it.
| Risk | Probability | Mitigation |
|---|---|---|
| Land title fraud | High in Uganda | HomeSure OCR + URSB title search before any acquisition. Legal counsel on retainer. |
| Construction cost overruns | Medium | Fixed-price contractors, phased construction, never break ground without 100% Phase 1 funded, 10% contingency. |
| Off-plan buyer default | Medium | HomeSure escrow holds deposits, released only on construction milestones. Penalty clauses. |
| 22% bank lending rates | Certain, structural | Off-plan + diaspora equity + land JV, bank debt only for Phase 4 industrial with institutional tenants. |
| Currency / inflation on materials | Medium | 70%+ local sourcing. USD-denominated diaspora returns. |
| Platform competition | Low Y1–3 | HomeSure already serves landlords end to end. Once a landlord moves their portfolio onto the dashboard, switching out is rare. |
| Regulatory shifts | Low–Medium | UIA licence + AREA-Uganda + Lands engagement keeps Jolems aligned. |
| Slow diaspora conversion | Medium | Build a track record on the first project. Personal relationships + HomeSure transparency dashboard. |
Request the data room
Confidential investor materials, on request.
Submit the form. We reply with the data room, model and a call slot.
Diaspora portal
Bring your capital home, properly.
USD returns. Quarterly reports. Video walk-throughs. Full management. 2% fee.
Capital today. Communities forever.
Co-build East Africa's housing infrastructure.
Seed, Series A, project equity, diaspora, DFI or REIT. Pick your stage.